:root{
  --beige:#F4EFE6;
  --navy:#747ddc;
  --turq:#00ACC1;
  --white:#FFFFFF;
  --text:#101322;
  --muted:#58607a;
  --shadow:0 18px 45px rgba(16,19,34,.12);
  --radius:24px;
  --radius2:18px;
  --max:1160px;
  --font: ui-serif, "Iowan Old Style", "Palatino Linotype", Palatino, Georgia, serif;
  --sans: ui-sans-serif, system-ui, -apple-system, Segoe UI, Roboto, Arial, "Noto Sans", "Liberation Sans", sans-serif;
}

*{box-sizing:border-box}
html,body{height:100%}
body{
  margin:0;
  background:var(--beige);
  color:var(--text);
  font-family:var(--font);
  font-size:20px;
  line-height:1.55;
  text-rendering:optimizeLegibility;
}

a{color:inherit; text-decoration:none}
a:focus{outline:3px solid rgba(0,172,193,.35); outline-offset:3px; border-radius:10px}
img{max-width:100%; height:auto; display:block}

.container{width:min(var(--max), calc(100% - 32px)); margin:0 auto}

.topbar{
  position:sticky;
  top:0;
  z-index:50;
  background:rgba(244,239,230,.82);
  backdrop-filter: blur(10px);
  border-bottom:1px solid rgba(26,35,126,.10);
}

.header{
  display:flex;
  align-items:center;
  justify-content:space-between;
  padding:16px 0;
  gap:18px;
}

.brand{
  display:flex;
  flex-direction:column;
  gap:4px;
  letter-spacing:.2px;
}
.brand strong{
  font-size:26px;
  color:var(--navy);
  letter-spacing:.6px;
}
.brand span{
  font-family:var(--sans);
  font-size:13px;
  color:var(--muted);
  letter-spacing:.12em;
  text-transform:uppercase;
}

.nav{
  display:flex;
  align-items:center;
  gap:18px;
}
.nav a{
  font-family:var(--sans);
  font-size:15px;
  letter-spacing:.04em;
  text-transform:uppercase;
  padding:10px 12px;
  border-radius:999px;
  transition:background .15s ease, transform .15s ease;
}
.nav a:hover{background:rgba(0,172,193,.12)}
.nav a.active{
  background:rgba(26,35,126,.10);
  color:var(--navy);
}

.cta{
  display:inline-flex;
  align-items:center;
  gap:10px;
  font-family:var(--sans);
  font-size:15px;
  letter-spacing:.04em;
  text-transform:uppercase;
  padding:10px 14px;
  border-radius:999px;
  background:var(--navy);
  color:var(--white);
  box-shadow:0 12px 26px rgba(26,35,126,.18);
}
.cta:hover{transform:translateY(-1px)}
.pill{
  display:inline-flex;
  align-items:center;
  gap:10px;
  padding:10px 14px;
  border-radius:999px;
  background:rgba(0,172,193,.14);
  color:var(--navy);
  font-family:var(--sans);
  font-size:14px;
  letter-spacing:.02em;
}

.burger{
  display:none;
  width:44px;
  height:44px;
  border-radius:14px;
  border:1px solid rgba(26,35,126,.16);
  background:rgba(255,255,255,.55);
  cursor:pointer;
  align-items:center;
  justify-content:center;
  padding:0;
}
.burger span{
  width:22px;
  height:2px;
  background:var(--navy);
  position:relative;
  border-radius:2px;
  transition:transform .18s ease, background .18s ease;
}
.burger span::before,
.burger span::after{
  content:"";
  position:absolute;
  left:0;
  width:22px;
  height:2px;
  background:var(--navy);
  border-radius:2px;
  transition:transform .18s ease, top .18s ease, bottom .18s ease, opacity .18s ease;
}
.burger span::before{top:-7px}
.burger span::after{bottom:-7px}

.mobilePanel{
  display:none;
  border-top:1px solid rgba(26,35,126,.10);
  padding:12px 0 18px;
}
.mobilePanel a{
  display:block;
  font-family:var(--sans);
  font-size:15px;
  letter-spacing:.04em;
  text-transform:uppercase;
  padding:12px 12px;
  border-radius:14px;
}
.mobilePanel a:hover{background:rgba(0,172,193,.12)}
.mobilePanel .row{
  display:flex;
  gap:10px;
  flex-wrap:wrap;
  margin-top:10px;
}
.mobilePanel .row a{flex:1 1 160px; text-align:center}

.is-open .mobilePanel{display:block}
.is-open .burger span{background:transparent}
.is-open .burger span::before{top:0; transform:rotate(45deg)}
.is-open .burger span::after{bottom:0; transform:rotate(-45deg)}

.hero{
  padding:26px 0 0;
}
.heroGrid{
  display:grid;
  grid-template-columns: 1.2fr .8fr;
  gap:22px;
  align-items:stretch;
}
.heroCard{
  border-radius:var(--radius);
  overflow:hidden;
  box-shadow:var(--shadow);
  background:var(--white);
}
.heroMedia{
  position:relative;
  min-height:520px;
  background:#0f163f;
}
.heroMedia::after{
  content:"";
  position:absolute;
  inset:0;
  background:linear-gradient(180deg, rgba(26,35,126,.10) 0%, rgba(16,19,34,.62) 72%, rgba(16,19,34,.86) 100%);
}
.heroMedia img{
  position:absolute;
  inset:0;
  width:100%;
  height:100%;
  object-fit:cover;
  filter:saturate(1.05) contrast(1.05);
}
.heroOverlay{
  position:absolute;
  inset:0;
  display:flex;
  flex-direction:column;
  justify-content:flex-end;
  padding:28px;
  z-index:2;
  color:var(--white);
}
.heroKicker{
  font-family:var(--sans);
  letter-spacing:.14em;
  text-transform:uppercase;
  font-size:13px;
  opacity:.92;
}
.heroTitle{
  font-size:54px;
  line-height:1.02;
  margin:10px 0 10px;
  letter-spacing:.2px;
}
.heroLead{
  font-family:var(--sans);
  font-size:18px;
  max-width:54ch;
  opacity:.95;
  margin:0 0 16px;
}
.heroActions{
  display:flex;
  flex-wrap:wrap;
  gap:10px;
  align-items:center;
}

.sideCard{
  border-radius:var(--radius);
  background:rgba(255,255,255,.72);
  border:1px solid rgba(26,35,126,.10);
  box-shadow:0 12px 35px rgba(16,19,34,.08);
  padding:22px;
  display:flex;
  flex-direction:column;
  justify-content:space-between;
  min-height:520px;
}
.sideTop h2{
  margin:0 0 10px;
  font-size:26px;
  color:var(--navy);
}
.sideTop p{
  margin:0 0 16px;
  color:var(--muted);
  font-family:var(--sans);
  font-size:17px;
}
.statList{
  display:grid;
  grid-template-columns:1fr;
  gap:10px;
  margin-top:12px;
}
.stat{
  background:rgba(244,239,230,.75);
  border:1px solid rgba(26,35,126,.10);
  border-radius:18px;
  padding:14px 14px;
  display:flex;
  justify-content:space-between;
  gap:12px;
  align-items:baseline;
}
.stat b{color:var(--navy)}
.stat span{
  font-family:var(--sans);
  font-size:14px;
  color:var(--muted);
}

.mag{
  padding:28px 0 34px;
}
.sectionTitle{
  display:flex;
  justify-content:space-between;
  align-items:flex-end;
  gap:14px;
  margin:0 0 14px;
}
.sectionTitle h2{
  margin:0;
  font-size:34px;
  color:var(--navy);
}
.sectionTitle p{
  margin:0;
  font-family:var(--sans);
  color:var(--muted);
  font-size:16px;
  max-width:60ch;
}
.grid3{
  display:grid;
  grid-template-columns:repeat(3, 1fr);
  gap:18px;
}
.card{
  background:rgba(255,255,255,.82);
  border:1px solid rgba(26,35,126,.10);
  border-radius:var(--radius2);
  overflow:hidden;
  box-shadow:0 12px 30px rgba(16,19,34,.08);
  transition:transform .18s ease;
}
.card:hover{transform:translateY(-3px)}
.cardMedia{height:510px; position:relative; background:#0f163f}
.cardMedia img{width:100%; height:100%; object-fit:cover}
.cardBody{padding:16px 18px 18px}
.tag{
  display:inline-flex;
  align-items:center;
  gap:8px;
  font-family:var(--sans);
  font-size:12px;
  text-transform:uppercase;
  letter-spacing:.12em;
  padding:8px 10px;
  border-radius:999px;
  background:rgba(0,172,193,.16);
  color:var(--navy);
}
.card h3{
  margin:10px 0 8px;
  font-size:24px;
  line-height:1.15;
  color:var(--text);
}
.card p{
  margin:0;
  font-family:var(--sans);
  color:var(--muted);
  font-size:17px;
}
.card .meta{
  margin-top:14px;
  display:flex;
  justify-content:space-between;
  align-items:center;
  gap:12px;
  font-family:var(--sans);
  font-size:14px;
  color:var(--muted);
}
.link{
  color:var(--navy);
  font-family:var(--sans);
  font-size:14px;
  letter-spacing:.04em;
  text-transform:uppercase;
  padding:10px 12px;
  border-radius:999px;
  border:1px solid rgba(26,35,126,.18);
  background:rgba(255,255,255,.72);
}
.link:hover{background:rgba(0,172,193,.12)}

.feature{
  padding:10px 0 36px;
}
.featureGrid{
  display:grid;
  grid-template-columns: 1fr 1fr;
  gap:18px;
}
.panel{
  border-radius:var(--radius);
  overflow:hidden;
  background:var(--white);
  box-shadow:var(--shadow);
}
.panelInner{padding:20px 22px 22px}
.panel h2{margin:0 0 10px; font-size:30px; color:var(--navy)}
.panel p{margin:0; font-family:var(--sans); color:var(--muted); font-size:17px}
.panelMedia{height:560px}
.panelMedia img{width:100%; height:100%; object-fit:cover}

.footer{
  border-top:1px solid rgba(26,35,126,.12);
  padding:26px 0 40px;
  margin-top:24px;
}
.footerGrid{
  display:grid;
  grid-template-columns: 1.2fr .8fr;
  gap:16px;
  align-items:start;
}
.footer h3{margin:0 0 10px; font-size:22px; color:var(--navy)}
.footer p{margin:0; font-family:var(--sans); color:var(--muted); font-size:16px}
.footerNav{
  display:flex;
  flex-wrap:wrap;
  gap:10px;
  justify-content:flex-end;
}
.footerNav a{
  font-family:var(--sans);
  font-size:14px;
  letter-spacing:.04em;
  text-transform:uppercase;
  padding:10px 12px;
  border-radius:999px;
  background:rgba(255,255,255,.72);
  border:1px solid rgba(26,35,126,.12);
}
.footerNav a:hover{background:rgba(0,172,193,.12)}
.copy{
  margin-top:16px;
  font-family:var(--sans);
  color:rgba(88,96,122,.9);
  font-size:13px;
}

.page{
  padding:26px 0 30px;
}
.smallWrap{
  width:min(860px, calc(100% - 32px));
  margin:0 auto;
}
.page h1{
  margin:0 0 10px;
  font-size:42px;
  line-height:1.08;
  color:var(--navy);
}
.pageLead{
  margin:0 0 18px;
  font-family:var(--sans);
  color:var(--muted);
  font-size:18px;
}
.box{
  background:rgba(255,255,255,.82);
  border:1px solid rgba(26,35,126,.10);
  border-radius:var(--radius);
  box-shadow:0 12px 30px rgba(16,19,34,.08);
  padding:18px 18px;
}
.kv{
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:12px;
}
.kvItem{
  border-radius:18px;
  background:rgba(244,239,230,.75);
  border:1px solid rgba(26,35,126,.10);
  padding:14px 14px;
}
.kvItem b{display:block; color:var(--navy); margin-bottom:6px}
.kvItem span{font-family:var(--sans); color:var(--muted); font-size:16px}
.form{
  margin-top:14px;
  display:grid;
  gap:10px;
}
.field{
  display:grid;
  gap:6px;
}
label{
  font-family:var(--sans);
  font-size:14px;
  letter-spacing:.02em;
  color:var(--navy);
}
input, textarea, select{
  font-family:var(--sans);
  font-size:18px;
  padding:12px 12px;
  border-radius:16px;
  border:1px solid rgba(26,35,126,.18);
  background:rgba(255,255,255,.92);
  color:var(--text);
}
textarea{min-height:140px; resize:vertical}
.btnRow{display:flex; gap:10px; flex-wrap:wrap; margin-top:6px}
.btn{
  cursor:pointer;
  border:none;
  border-radius:999px;
  padding:12px 16px;
  font-family:var(--sans);
  font-size:15px;
  letter-spacing:.04em;
  text-transform:uppercase;
  background:var(--navy);
  color:var(--white);
}
.btn.secondary{
  background:rgba(0,172,193,.16);
  color:var(--navy);
  border:1px solid rgba(0,172,193,.40);
}
.btn:active{transform:translateY(1px)}
.note{
  margin-top:10px;
  font-family:var(--sans);
  font-size:14px;
  color:var(--muted);
}
.policy h2{
  margin:18px 0 8px;
  color:var(--navy);
  font-size:26px;
}
.policy p, .policy li{
  font-family:var(--sans);
  color:var(--muted);
  font-size:17px;
}
.policy ul{margin:8px 0 0; padding-left:18px}
.hr{height:1px; background:rgba(26,35,126,.12); margin:16px 0}

@media (max-width: 980px){
  .heroGrid{grid-template-columns:1fr}
  .sideCard{min-height:auto}
  .grid3{grid-template-columns:1fr}
  .featureGrid{grid-template-columns:1fr}
  .footerGrid{grid-template-columns:1fr}
  .footerNav{justify-content:flex-start}
}
@media (max-width: 860px){
  .nav, .cta{display:none}
  .burger{display:flex}
  .heroTitle{font-size:44px}
  body{font-size:19px}
}
@media (max-width: 480px){
  .heroMedia{min-height:470px}
  .heroTitle{font-size:38px}
  .kv{grid-template-columns:1fr}
}